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Living in retirement

Keep Planning
Retirement planning shouldn't stop just because you have already retired. We can help you create a plan that will guide you throughout your retirement years.

Rent before you buy
Are you thinking about trying out a new lifestyle such as living in a new dwelling, RV or cabin by the lake? I highly recommend that you try it before you buy it. You've probably enjoyed vacations in the RV or at a rented cabin, but you may not want to be full time in that lifestyle.

Look out for extra fees and charges
Take a good look over the find details of your personal finances. Your bank may be charging you high service fees. Look into other banks or credit unions that may be willing to offer you the same level of service for free or at a much reduced rate.

Shop your money
A typical safe haven for ready cash are government bonds or bank CDs(Certificates of Deposit). The only thing is, they won't give you much of a return on your investment. Instead you should shop around and choose investments that are also relatively safe, but offer a better "bang for your buck".

Be on the lookout for fraud
It's a well known fact that, con artists target people who are retired. If it sounds too good to be true, it probably is.

Keep Living
Life shouldn't stop either once you're retired, stay active, go for walks and keep youthful by staying healthy.

Remember all of those books that you always wanted to read, but never had the time to? Now is a great time to catch up on all of those award winning novels that you'd heard about but just never got the chance to read.

Retirement is the perfect time to travel, you'll be able to see all of those sites that you always wanted to but never could, or saw on a short visit and never had quite enough time to really poke around. You'll also have the time to be able to visit with your children and grandchildren. Make sure to plan your retirement so you will have this kind of freedom.

Hobbies & Learning
Even though you won't be working anymore, you'll need something to occupy your time and skills, so most retirees take up a hobby. Whether it's woodworking, fixing up an old car, learning to paint or mastering a skill like playing an instrument, taking up a hobby will ensure your mind stays active.

If, for whatever reason your retirement isn't working out for you, you always have the option of going back to work. If you are doing well financially and don't need to work because you need the money, the you should consider becoming a volunteer. There are plenty of people and charities in need of assistance, even if it's doing something small like helping to paint a wall, or distribute food.